About MortgageCalculator.biz

What This Site Offers

Welcome to MortgageCalculator.biz - a free resource which was founded in 2013 to help make it simple & easy for anyone to calculate home loan payments and other common personal finance related calculations revolving around the decision of if or when it makes economic sense to buy a house - perhaps one of the most important decisions any of us will make in our lifetimes.

My Background

Our site.Hey, my name is Trey Conway. I am 24 years old, and I grew up in the “peak of good living” Apex, North Carolina. I have always loved the outdoors. Anything that involves hiking with my dog Rusty, rock-climbing, or fishing is where I find my happiness. After reading the book “On The Road” by Jack Kerouac, my love for traveling the United States took on a whole new meaning, thus sending me on a cross country tour with my dog for 2 years.

Upon returning home with many great experiences, (and penniless) it was evident to me that I needed to grow up and head off to college. Growing up in a tech savvy household, my father had always taught me the benefits of being an “egg head.” With that in mind, I enrolled in a few computer classes at Appalachian State University. During one of my business calculus classes, we had discussed how the downfall of Freddie and Fannie had such a devastating impact on our economy. I had a hard time understanding the mortgage concepts being discussed.

Being a visual learner, I was able to use my computer science skills to create something that “showed” these concepts. I hope this website can become a useful tool to others who perceived mortgages the way I used to, and help them better understand these ideas. Please let me know what you think! Have comments or questions? Please feel free to get in touch by sending an email to and you can follow this site's progress on either Twitter or Facebook if you like. :)


Your User Privacy

Third Party Ad Networks

This site did not carry ads when it was launched, but in November of 2017 I partnered with BankRate to include their financial tables on our pages. The rate tables are arguably one of the most useful ad formats across the web, as they add real-time data and interactivity to the site to help people explore the best locally available lending options. When users of our site interact with the rate tables on our site some of the listed rates sources pay a commission which is shared with our site. In 2021 we started testing Brown Bag Marketing rate tables, which syndicate rates from the prior Informa network.

I do not control cookies nor the privacy policies & practices of third party party networks. I tried to partner with a longstanding trusted network which serves users well, but if you have questions about their policies please consult their privacy policy pages.

If you do not see mortgage rate tables on this website then you might have an ad blocker turned on.

If you see rate tables but do not wish to see them then you can easily block any third party ads using a web browser plug-in like the EFF's Privacy Badger.

Web Analytics Services

Our site has on-site analytics powered by Haveamint and third party analytics tracking from Clicky.com. We do not collect user IP addresses or any other personally identifiable information in Haveamint and Clicky publishes their privacy policy here https://clicky.com/terms/privacy. Analytics data is used to see which pages are popular with users and if users are quickly bouncing from any of our pages. This helps us ensure our calculators are functional across different web browsers and device types as the web keeps changing.

Your Feedback Welcome

I appreciate getting feedback and knowing the site helps people. Feedback like the following helps keep me motivated to keep working on the site.

Thanks for the use of this calculator. It is a perfect set up and the instructions were easy to follow. We are trying to pay a mortgage off quicker, and this let us see the outcomes of various additional payments, as well as a 2 week mortgage. This was the easiest calculator to understand as well.
Thanks you!!!
Diane M.

If you have any questions about this site you may email me at

I typically respond to emails within 24 to 48 hours.