20 Year Mortgage Calculator With Taxes

Home Loan Information

Loan Term (Years):
Home Value:
PMI (%):
Interest rate (% APR):

Other Home Ownership Expenses

Annual Property Taxes ($):
Homeowners Insurance ($/Yr):
Monthly HOA Fees ($):
Annual Home Repairs ($):

Closing Costs

Discount Points :
Other Closing Costs:
Finance Loan Closing Costs?
Loan Origination Date:
Total monthly payment:
Principal & Interest:
Taxes, Ins., PMI & HOA:
Total Closing Costs:
Loan Amount:
Total Interest Expense:


Today's Best San Diego 20-Year Mortgage Rates

Our rate table lists the best current San Diego 20-year mortgage rates available from our lender network. Set your search criteria by entering your loan data and selecting the relevant products from the dropdown, click search and we'll help you compare the market by showing you the most relevant offers for current San Diego homeowners and San Diego homebuyers.

Want to compare multiple loan terms side-by-side on a single page? If so, check out the loan term comparison calculator.


Making Home Payment.


Key Tips & Advice

Things to consider when buying a home:

  • While the 30-year mortgage is the most popular term in the United States, a 15-year term builds equity much quicker;
  • Home buyers in the US move on average of once every 5 to 7 years;
  • Early mortgage payments apply primarily to interest rather than the principal;
  • Using a shorter loan term, paying extra & making bi-weekly payments can better help offset any transaction-based expenses.

Do Home Prices Always Go Up?

In the United States real estate prices have went up about 6-fold since 1970.