Principal vs Interest Payments on Credit Cards

Use this tool to quickly see how much of your monthly payment on your credit card is being applied to the balance & what is being spent on interest each month.

Current Credit Card Balance:
Annual Interest Rate (APR):
Current Monthly Payments:
Portion of Next Payment Applied to the Principal:
Portion of Next Payment Which Will Pay Interest Charges:
Total Interest Charges:
Monthly Payments:
Remaining Years of Payments:



Man With a Credit Card.